The smart money: PCP deals vs used cars

  Autocar 

Image source : autocar.co.uk
PCPs may rule in showrooms, but buying used is smarter. We've picked second hand alternatives to every kind of new car No one buys new cars any more – at least not with their own money. Apparently the smart people invest their hard-earned in a Personal Contract Purchase (PCP), which allows them to put a lump sum down and get the brand-new vehicle they want parked on their drive. With a PCP it is possible to pay the resale price and keep the car at the end. Alternatively you can trade it in and take out another PCP, or just hand the car back then walk away. Trouble is, you’re buying into a recurring cycle of regular payment despair that is difficult to get out of. Unless, that is, you decide to take that deposit and instead use it for a one-off investment in a used car. That’s where the really smart money goes – and over the next few pages we have the proof, with new PCP deals versus used cash options to suit nearly every taste and budget. Electric cars Five and a half grand buys a

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